UAE medical cover, made simple
Enhanced Medical Insurance, Minus the Hassle.
More access • better benefits • fewer surprises.
We help you find a plan that fits your lifestyle – no guesswork, just what you need.
30+
Years of home grown business
7/4
7 Offices in 4 countries
250+
Team members
50+
Partners
Basic Cover is Not Enough
When you want cover that feels simpler, and works when you need it.
A hospital network that you want
Better outpatient and medicines cover
Maternity and add-ons, with clear waiting periods.
A plan that fits your visa and family
Better cover than your current employer plan
What You Can Expect From an Enhanced Plan
Benefits change from plan to plan, but enhanced cover usually means better access, higher limits, more comfort, and real support.
1
Wider network
More hospitals and clinics to
choose from, with a better range of doctors and specialities.
2
Higher annual limits
More room for real-life healthcare costs, especially if you prefer wider networks and higher plan limits.
3
Stronger outpatient cover
GP visits, specialist consultations, diagnostics, and medicines, with clearer co-pay terms.
4
Better extras
Dental, optical, maternity, mental
health, and wellness options,
based on what you pick.
Some benefits can be limited or excluded in basic compliant plans. Enhanced plans can add or improve these areas. Terms apply.
Our Insurance Partners
We work with a range of UAE insurers and plan options. We recommend based on fit, not a one-size approach.
What Clients Say
Benefits change from plan to plan, but enhanced cover usually means better access, higher limits, more comfort, and real support.
Natalie Fernandes
“I was moving from my employer plan and
didn’t know what I actually needed. The team
explained the options in plain language, showed
me the trade-offs, and helped me pick something
that fit my budget. The whole process felt calm
and straightforward.”
John Mathew
“We needed family cover, and I had a long list
of questions about maternity and clinics. They
didn’t rush me, they walked me through what
was included, what wasn’t, and what the
waiting periods meant. It saved me a lot of
back and forth.”
Ali Zafar
“I had already spoken to an aggregator, so I was
sceptical. Continental helped me understand why
the cheaper quote looked cheaper. Once they
broke down the network and co-pay, the choice
became clear. Quick responses and no pressure.”
Get Covered in Three Steps
1
Tell us the basics
Visa emirate, family details, and what you want covered.
2
We shortlist plans
Clear comparisons, key exclusions, and plain trade-offs.
3
You choose, we take care of the rest.
Paperwork, setup, and support when you need help later.
FAQ
What is the difference between basic and comprehensive plans?
Basic plans meet minimum compliance. Comprehensive plans usually offer wider networks, stronger outpatient cover, higher limits, and more optional benefits.
What does indicative premium mean?
It is an initial estimate based on the details you share. The insurer confirms the final premium after eligibility checks and underwriting.
How can I reduce the premium?
You can usually adjust the network tier, annual limit, copay structure, and optional benefits. We will show the impact of each change so you can decide with clarity.
How does copay work?
A copay is the portion you pay when you use certain services. The amount depends on the plan, the service type, and whether you used the network.
Is maternity covered from the start, and what is the waiting period?
It depends on the plan. Many plans include maternity with a waiting period and specific limits. We will confirm what applies before you choose.
What counts as a pre-existing condition, and what if I do not disclose it?
A pre-existing condition is one you had symptoms of, were diagnosed with, or received treatment for before the policy start date, based on insurer definitions. Failure to disclose can lead to exclusions, claim rejection, or policy cancellation. It is always safer to disclose and let underwriting decide.
What happens if I use a clinic outside the network, and how does reimbursement work?
Some plans reimburse out of network treatment, usually with limits and documentation requirements. The claim process and timelines vary by insurer. We will explain what is covered, what documents are needed, and how to avoid delays.
Why work with Continental?
Because you want more than advice – you want clarity, confidence,
and a partner who truly understands the complexity of your cross-
border life. We’re not here to bury you in financial jargon. We’re here
to simplify chaos and build a strategy that works across your entire
world – not just one piece of it.
Here’s what partnering with us feels like:
Regional know-how, global reach.
We’ve been in this region for over 30 years – long before it became a global
hub. Today, we’re licensed by the Dubai International Financial Centre (DIFC)
to offer regulated, cross-border wealth solutions. With additional hubs in
Hong Kong, Mauritius, India, and Geneva, we connect your financial world
across continents – with local insight and global coordination
Customized solutions.
Your life doesn’t follow a template. Neither should your wealth plan. We build
from the ground up, based on your needs, goals, and global footprint.
A holistic approach.
Investments, tax, family, business – it’s all connected. We look at the full
picture and make sure every part is pulling in the same direction.
Cross-Border Coordination.
From your accountant back home to your legal team abroad – we coordinate
across borders and advisors so nothing gets lost in translation.